|
Spanish terms
|
English terms
|
| Abogado |
Lawyer |
| Administrador de Fincas |
Licensed property administrator |
| Agente de la Propiedad Inmobiliaria (API) |
Property agent |
|
Amortización
|
Depreciation. Redemption. |
| Arras |
Down payment, deposit |
| Aval |
Guarantee requested by the bank to approve a mortgage
application |
| Bungalow |
2 or 3-storey terrace house |
| Caja de ahorros |
Savings bank (usually offer good mortgage deals) |
| Cargas |
Charges. Burden |
| Certificado registral |
Certificate informing about debts of a specific property |
|
Chalet
|
Villa |
| Comunidad de propietarios |
Community of property owners |
| Contrato de Compraventa |
Private property sales contract. The buyer pays a 10%
deposit and the contract is signed by buyer and vendor. |
| Documento privado |
Private document |
| Documento público |
Public document |
| Escritura |
Deeds |
| Escritura pública de compraventa |
Title Deed |
| Euribor |
Euro Interbank Offered Rate |
| Finca |
Estate |
| Gestoría |
Firm specialised in obtaining official authorisations,
permits, licences etc |
| Hipoteca |
Mortgage |
| Impuesto sobre Bienes Inmuebles |
Yearly property tax |
| Impuesto sobre el Incremento del Valor de los Terrenos |
Tax on the increase of land value |
| Inmobiliaria |
Estate agent |
| IBI: Impuesto sobre Bienes Inmuebles |
Annual real estate tax |
| Impuesto sobre el patrimonio |
Capital gains tax |
| Incremento de patrimonio |
Capital gain |
| Libre de cargas |
Free of debts |
| N.I.E. |
Identity Number for Foreigners |
| Notario |
Notary |
| Nota simple |
Certificate from Property Registry |
| Obra nueva |
Document certifying a brand new building |
| Oferta vinculante |
Bank document certifying the exact mortgage conditions |
| Pago en efectivo |
Cash payment |
| Parcela |
Plot of land |
| Piso |
Flat |
| Poder |
Power of attorney |
| Préstamo con techo |
Loan with variable interests with fixed minimum and maximum |
| Préstamo hipotecario |
Mortgage loan |
|
Plusvalía Municipal
|
Capital gains tax on the sale of property |
| Registro de la Propiedad |
Property ownership Register |
| Representante fiscal |
Official tax representative of foreigner |
| Residencia (permiso) |
Residency (permit) |
|
Residente
|
Resident |
| Se vende |
For sale |
| Seguro de amortización de préstamos |
Loan repayment insurance |
| Seguro Multirriesgo Hogar |
House insurance |
| Señal |
Deposit, down payment |
| Tasación |
Independent valuation of property |
| Terreno |
Plot of land |
| Tipo de interés |
Rate of interest |
| Título de propiedad |
Deeds stating the ownership of property, date of sale
etc. |
|
Valor Catastral
|
Assessed value of property for tax purposes |
